TI
TIFinance.info Tools
25 fast, client-side finance calculators — open in popups
Toggle Theme
Export
Finance Tools — All Inline
Click any card to open that calculator. All computations are done locally in your browser.
Tool
Help
✕
EMI Calculator (Monthly)
Loan Amount (principal)
Annual Interest Rate (%)
Loan Tenure (years)
Calculate
Formula: EMI = P * r * (1+r)^n / ((1+r)^n - 1), where r=monthly rate, n=months
Loan Amortization Schedule
Loan Amount
Annual Rate (%)
Tenure (years)
Generate Schedule
Monthly schedule showing principal / interest / balance.
SIP Future Value Calculator
Monthly SIP Amount
Expected Annual Return (%)
Tenure (years)
Calculate
Formula uses future value of series: FV = P * [ (1+i)^n - 1 ] / i * (1+i), where i = monthly rate
SIP Required for Target Goal
Target Corpus
Expected Annual Return (%)
Tenure (years)
Calculate
Computes monthly SIP required to reach target using FV of series inverted.
Fixed Deposit Maturity (FD)
Principal
Annual Rate (%)
Tenure (years)
Compounding Frequency
Yearly
Half-yearly
Quarterly
Monthly
Calculate
Compound Interest: A = P(1+r/n)^(n*t)
Recurring Deposit (RD) Maturity
Monthly Deposit
Annual Rate (%)
Tenure (years)
Calculate
Manual formula for RD approximate matured value.
Compound Interest Calculator
Principal
Annual Rate (%)
Years
Compounding per year
Yearly
Half-yearly
Quarterly
Monthly
Calculate
Simple Interest
Principal
Annual Rate (%)
Years
Calculate
Return on Investment (ROI)
Initial Investment
Final Value
Calculate
ROI (%) = (Final - Initial) / Initial * 100
Profit / Loss Calculator
Cost Price
Selling Price
Calculate
Break-even Point (Units)
Fixed Cost (₹)
Selling Price per unit (₹)
Variable Cost per unit (₹)
Calculate
GST Calculator (Add / Remove)
Amount
GST Rate (%)
Add GST
Remove GST
Currency Converter (Manual rate)
Amount
Rate (1 unit of FROM equals ? TO)
Convert
Use external rate source to update rates; for security we accept manual rate here.
Inflation-adjusted Value
Present Value
Annual Inflation (%)
Years
Calculate
CAGR (Compound Annual Growth Rate)
Begin Value
End Value
Years
Calculate
Rule of 72
Annual Return Rate (%)
Calculate
Estimate years to double ≈ 72 / r
Payback Period
Initial Investment
Annual Cash Inflows (equal per year)
Calculate
Simple payback = Initial / Annual cash inflow
Net Present Value (NPV)
Discount Rate (%)
Initial Investment (negative cashflow)
Future cashflows (comma separated, year1,year2...)
Calculate
Debt-to-Income Ratio (DTI)
Monthly Debt Payments
Gross Monthly Income
Calculate
Emergency Fund Target
Monthly Expenses
Months of Cover (recommended 3-12)
Calculate
Portfolio Allocation (percent check)
Equity (%)
Bonds (%)
Cash (%)
Check
SIP vs Lump Sum Comparison
Lump Sum Investment
Monthly SIP
Expected Annual Return (%)
Years
Compare
Total Interest on Loan
Loan Amount
Annual Rate (%)
Years
Calculate
Savings Growth Ladder (yearly snapshot)
Initial Savings
Annual Contribution
Annual Return (%)
Years
Generate
Income Tax Estimator (Basic)
Annual Gross Income
Estimate
This is a simplified estimate — change slabs to match your jurisdiction.